Banking job is among the most wanted job by job-hunters in Nigeria, this is because bank job is a white collar and salary is always good enough, a kind of occupation that does not need physical labour, it is just an information base work very neat and will not stain your clothes during work. Nigerians also go need bank job so that when they retire they can still be collecting pension or gratuity.
Bank job supports career growth like if someone want to become an accountant in future they can achieve the experience by working in bank, it also help people gain knowledge of investment. There are so many reasons and benefits of being a banker.
Whether you want to enter for the first time or looking for an experienced position, the steps to follow is here, i’n this article I will take you through a complete guide on how to apply for bank jobs in Nigeria; list the skills you must to have and full requirements to get land a job there without story.
Benefits of working in a Nigerian Bank
apart from just being employed and and living a fulfilled life, these are some things bankers enjoy:-
- Sure Monthly Salary & allowance: working in the bank is already a guarantee that you are going to going to receive credit alert every end of the month and sometimes collect small allowance and bonuses, compare to someone who is self employed that will hav to worry all the day because they’re not sure if money will come or not.
- Professional Work Environment: bank is a cooperate place, for example banking halls in Nigeria are built in a way that it is safe, less noisy and comfortable base on steady light, AC and necessary household that promote the calm atmosphere for the staffs and customers.
- Job Promotion: with discipline and hardworking, endurance and good working record, someone that work in the bank for some time always get promoted from teller position to possibly branch manager.
- Opportunities to Build Connection: the working environment of bank is full of smart and business minded people that someone can link up with and become friends that could help tomorrow if a banker later resign and choose another career. Also partner for a business outside banking. “I can remember in 2022 I went to withdraw my blogging salary that was paid to my dollar account so getting there one of the customer care that attended to me later collected my phone contact and told me he will reach out, so the following day we met at an eatery and discussed about profitable blogging investment”.
Some Top Banks in Nigeria like like First Bank, UBA, GT, Access and Zenith bank cares about the welfare and career path of their staffs, most of this banks offers seminar, training about finances, international travel opportunities to both small and big workers which makes bank job sweet and always interesting.
Types of Bank Jobs available in Nigeria
in bank sector, they have different level and department:
Entry-Level Positions: this level of banking job is for new comers, people that just celebrate job approval after they applied
- Teller/Cashier: bankers that handles money services like withdrawal, deposit, transfer.
- Customer Service Officer: also known as CSO, are those sitting on computer desk to ask customers why they came to the bank and solve issues they bring on table like opening new account, unblocking/blocking account, register ATM cards, BVN printing and profile update to customer satisfaction.
- Account Officer: special bankers assigned to help customers with loans, bring new people to open account in their bank, manage files of new and existing customers.
Mid-Level Roles:
- Relationship Manager: help client to upgrade their account from just a normal one to a type that can hold huge amount of funds, they guide long time customers on stuffs like opening mobile bank app so that users can perform banking operations on their phone.
- Loan Officer: someone working under this position use to review applications made for loan , check if the customer is qualify and give out loan and also urgent the customers to repay loan on time safely so that the bank will not be at lost.
- Compliance Officer: this type of banker is the person that monitor the source of money that comes into a customer account, if it’s yahoo boy they will lock or freeze the account and ask the G-boy to come and prove themselves of which transaction they did to make sure that the bank stay legal and is not operating outside law and regulations of CBN.
Specialized Roles:
- Tech professional: this are workers in the bank that check if a computer system is functioning well, they are responsible to repair it. Their work is to always resolve technical wahala .
- IT Expert: are bankers on a digital level ensures that network that controls all systems in the bank is connected properly and also protect softwares from hackers making sure everything about Internet runs smoothly.
- Risk Analyst: banker working in this category decide if a customer is worthy to take requested amount of loan or not, using the customer’s financial history to judge.
- Internal Auditor: they review past or ongoing transactions to detect which one is fraudulent or trial to harm the bank and then notify the bank to safeguard or introduce new rule just to keep clean records.
- HR/Administrative roles: meaning Human Resources (HR) and Administrative are bankers assigned to manage bank operations like Recruiting and employing new staffs, teaching them how to do activities that matters in banking hall.
Requirements for Bank Jobs in Nigeria
while searching for banking job and expecting employing, this are qualities and requirements needed from applicants:
Educational Requirements:
- Either B.Sc Bachelor of Science or HND (higher national diploma) in Banking and Finance, Accounting, Business Administration or Economics. This is needed to be sure you already have basic knowledge about how banking job looks like to avoid starting from scratch or disappointing employer.
Age Requirements:
From 18 to 28 years old person can be accepted. Why they choose this is because people under this age bracket are still active and energetic to work and easy to adapt to work culture in the bank.
NYSC Discharge Certificate:
A document to proof that you completed your 1 year youth service program in Nigeria. To be sure that the applicant is a true graduate and citizen of federal Republic of Nigeria.
Computer Literacy:
They use computers in for many activities going on in banking hall so an applicant must be able to use system maybe by showing a certificate or evidence that they can operate computer very well. (Example: understand excell software in Microsoft office).
Good Communication and Analytical Skills:
Ability to address customers, asking them their problems, relating with them through conversation and also able to think fast to sort the issue and resolve for them.
Integrity and Attention to Detail:
Must be someone that can see money that he/she never see before and still comport themselves without attempting to steal it or leaking sensitive information to third party outside bank, must be ready to listen and take corrections when it necessary.
Specific Requirements by Job Role:
for bank job seekers with a specific role, like
- Bank Teller: if you want this position you must be good at mathematics, counting money fast because there are some days people cue up in the bank and at that level you must show your skill to avoid customers complain.
- Customer Service Officer: bankers in the position are expected to have ability hear customers out, talk, understand the challenges they face and solve it immediately.
- Loan Officer: must know best about credit system , when to give out loans and when to worry a client to pay back and risk management strategies.
- IT or Tech Person: must present a degree of computer science or certification in system operations, must be skills in cybersecurity and database management update.
How To Apply For Bank Jobs In Nigeria
i will provide you the step by step procedure you should follow to apply to become a banker in any Nigerian bank of your choice:
- First thing, you need to go to the main website for a particular bank, example is www.accessbankplc.com
- After opening, scroll down and Check the “Careers” or “Jobs” section
- if it’s you see it, there’s possibility that they are recruiting, so that you are going to do next is to go to the top of the website and click on “Menu”
- A drop down option menu will come out, select “I am”, then you re going to press “A Job Applicant”, it will take you to next page to fill access bank job application form. If you do not see this form, it means the recruitment is currently paused, you need to return back to Check for another batch after some times.
- Secondly, you need to try and check as many bank as possible, because it is not everytime they recruit, so always try another bank if the one you searched for is not giving employment at the moment. You can also go to www.ubagroup.com,
- scroll down to the section that says “Find your perfect fit” click on “Job Applicant“, if they are looking for new staffs the portal will be open for you to fill form.
- if bank recruitment is currently closed, scroll down to the section “customize your updates” and fill in your name and email and choose interest “Job Openings” and click on “continue” to complete your submission so that you will receive and Email immediately the bank job application form is available ✅.
When you finally see a Bank that is recruiting at hand, do this:
- Create an Account on their website and add all your legal bio data to complete your profile
- Put passport photograph is needed
- Upload your CV and attach the skills you have considering the requirements I have listed
- Apply for Job Roles that align with the skills you have so that you can defend it during questions and answer by employer.
- Put your correct Email or phone number so that when your application is reviewed and processed they can reach out to you.
- Get ready for interview
- If Job Requested is approved, start work.
⚠️ Please do not fail to check your email inbox at least 2 times a day make you no miss job offer after submitting your application to work in the bank.
⚠️ Be also warned, don’t go and fall for scammers or thieves that calls you over the phone and ask for your details or money to give you bank job don’t send pls, be careful that’s a fake job offer.
⚠️ Always apply for banking job through their official bank website or use only government verified bank recruitment agencies.
Top Banks Currently Recruiting in Nigeria
Most of the banks I mention here have always open job application and internship program:
- Fidelity bank
- Unitee bank for Africa
- firstbank
- GT bank
- zenith
Check their website and confirm, if available, go ahead and submit your interest, but if not do not panic, the page will be available after sometimes because it’s batch by batch.
Salary Ranges for Bank Job in Nigeria
Entry level: ₦100,000 to ₦200,000 monthly, this is for the first time banker that just got a job in the bank without experience.
Mid Level: workers here receives ₦200,000 – ₦450,000 or more. They have been working in the bank for sometimes and now get promotion to a middle position better than new recruits.
Senior Roles: collects ₦500,000 to ₦1million naira or above because they are senior Bank managers operating as the backbone of the bank and carrying out the most difficult tasks, they are next to owner of the bank.
Mistakes To Avoid When Applying for Bank Job
applicants can have all the requirements needed for a bank job but still not get it because:
- They submitted half information: bank will not employ anybody that dropped incomplete data or application.
- They use email that sound strange: example using “mrplayer@gmail.com” ❌ as your email is not good, when your real name is “Etim Udoh Okon” … create an email like “etimudohokon@gmail.com” and use it ✅
- The Applicant did not put job role: some banks in Nigeria might disqualify you instantly if you failed to put the position you want to be working under, example: if you are very good at statistics or math calculations, apply with request to work as a “Teller“, do not forget to put job role.
- They fall for job scam: another circumstance that can delay or stop or jeopardize someone from getting bank job is being a a victim of fake-bank-job, for example: if they call you and ask you to follow a link to a website that is not official bank website that is a sign you just need to block such person.
- Failing to check email/job news: even after submitting your application, if you don’t keep your eyes on your email box or SMS for follow up and interview, you fit ruin your chances of employment, so always check and turn on notifications for bank job news or occupational alert.
Conclusion
Having the right skills and being a graduate with B.sc or HND, good qualities and applying through verified bank website can get you a bank job in Nigeria.
If you do not have these, that’s not the end, you work things out by improving yourself and gather those qualifications with time and give a try, do not give up too quickly, even if you go through the application link on banking websites and not see any recruitment going on, return to the site after a month or 2 and try again. If you are desperately interested in bank job, start a conversation with the “live chat” button included on the bank website and ask if there’s an opportunity to work in the bank (base on the role you choose).
You can also make friendship with bank staff and or call your relatives or fellow job applicants for connection and update for chances of employment in the bank. Don’t fall for anybody that promise you that he will give you a job in the bank at a price.
With the right determination, readiness and consistency you can secure a job in one of the bank in Nigeria.